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Real results · Real Experian data

Actual client
before & afters.

Three real client files. Each report below is an unedited Experian "At a glance" page — the same pull we send our clients in their monthly progress reports. Names shown with written permission. Results vary; these are not typical of all clients.

Case file 01 · Marcus W. R.

From 487 to 749.

Experian · FICO 8 · Aug 2025 → Oct 2025

Score increase

+262pts

Before · Aug 2025Marcus before — FICO 487
After · Oct 2025Marcus after — FICO 749
  • Credit usage149% → 17%
  • Total debt$90,135 → $68,508
  • Card debt↓ 94%
  • Accounts ever late6 → 0

Case file 02 · Angel R.

From 560 to 771.

Experian · FICO 8 · Sep 12 2025 → Sep 30 2025

Score increase

+211pts

Before · Sep 12 2025Angel before — FICO 560
After · Sep 30 2025Angel after — FICO 771
  • Credit usage162% → 0%
  • Total debt$128,123 → $96,585
  • Card balances$0
  • Accounts ever late7 → 0

Case file 03 · Donald M.

From 600 to 703.

Experian · FICO 8 · Sep 14 2025 → Sep 30 2025

Score increase

+103pts

Before · Sep 14 2025Donald before — FICO 600
After · Sep 30 2025Donald after — FICO 703
  • Credit usage81% → 0%
  • Total debt$33,942 → $31,064
  • Collections3 → 0
  • Accounts ever late9 → 1

Now — the work behind those scores

Monthly progress reports

What we send
every month.

The same report we work from — three-bureau score table on top, every targeted account broken down with bureau-by-bureau deletion status below.

Case 04 · Bobby H. · Active

28 of 35 items cleared.

Sep 2025 → Mar 2026 · $128K addressed

Experian

560

670

+110

Equifax

549

668

+119

TransUnion

631

647

+16

01Three-bureau progressBobby progress
02Deletions across bureaus NEW DELETEDBobby deletions

Case 05 · Laurentiu T. · Completed

21 of 29 inquiries cleared.

Nov 2025 → Jan 2026 · Mid-600s to high-700s in a single cycle

Experian

627

744

+117

Equifax

625

732

+107

TransUnion

622

738

+116

01Three-bureau progressLaurentiu progress
02Inquiries on fileLaurentiu inquiries
03Cleared inquiries DELETEDLaurentiu cleared

Case 06 · Active Client · Three-bureau

17 items cleared.

Active · Apr 2026 · Navy FCU, Eastern Rev, Merrick BK, Capital One, Militarystar, FST Premier

01Derogatory accounts on fileActive 5 accounts
02Deletions across bureaus NEW DELETEDActive 5 deletions

Case 07 · Active Client · Three-bureau

Collection resolved.

Active · Apr 2026 · Reliant Cap collection fully cleared across all 3 bureaus

01Accounts on fileActive 6 accounts
02Deletions and progress NEW DELETEDActive 6 deletions

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Results shown are real, with each client's express written permission. Score increases vary based on individual credit profiles, dispute outcomes, creditor responses, and client cooperation. These outcomes are not typical and are not a guarantee of similar results.